Finance & Banking Solicitors
Corporate
Finance and Banking Solicitors
Whether you are raising finance to grow your business, negotiating a loan facility, or structuring a complex acquisition deal, having the right legal advice makes a significant difference to the outcome. Gurve Legal is a London-based commercial law firm advising SMEs, owner-managed businesses, and corporate borrowers on the full range of finance and banking matters.
We work across both sides of the table, acting for borrowers and lenders alike. Our team understands that finance transactions are rarely straightforward. Timelines are tight, commercial pressures are real, and the documentation needs to protect your position without derailing the deal. We provide clear, practical advice focused on getting the right result for your business.
From term loans and revolving credit facilities to acquisition finance and real estate funding, our finance and banking solicitors give you the confidence to proceed with any transaction, knowing the legal risks have been properly considered.
Our Finance and Banking Services
Acquisition Finance
Buying a business often requires a combination of equity and debt finance. We advise borrowers and their lenders on acquisition finance structures, including leveraged transactions, management buyouts, and management buy-ins. Whether you are acquiring a competitor, buying into a business, or funding a management buyout, we help you negotiate facility terms, review security requirements, and complete documentation efficiently.
- Leveraged acquisition finance
- Management buyout and buy-in funding
- Unitranche and mezzanine facilities
- Inter-creditor arrangements
- Due diligence and security review
Corporate Lending and Loan Facilities
We advise businesses on term loans, revolving credit facilities, and working capital arrangements with banks, challenger lenders, and private lenders. Our role is to ensure the facility terms reflect your commercial needs and that the security package is proportionate and clearly documented. We act for both corporate borrowers and lenders across a wide range of transaction sizes.
- Term loans and revolving credit facilities
- Working capital and cash flow lending
- Facility letter review and negotiation
- Security documentation and registration
- Loan restructuring and refinancing
Real Estate Finance
Property transactions regularly require specialist finance arrangements, from development funding to investment acquisition loans. Our commercial property and finance teams work closely together to advise on real estate finance structures, whether you are a developer, investor, or lender. We cover everything from initial facility terms through to title reporting and post-completion requirements.
- Development finance and construction loans
- Commercial mortgage and investment facilities
- Bridging finance
- Property portfolio refinancing
- Title due diligence and lender reporting
Asset-Based Lending and Invoice Finance
For businesses looking to unlock capital from their balance sheet, asset-based lending and invoice finance can provide flexible, efficient funding solutions. We advise on the legal documentation for asset-based lending facilities, including debentures, assignment agreements, and priority arrangements. This is a growing area for SMEs seeking alternatives to traditional bank lending.
- Asset-based lending agreements
- Invoice discounting and factoring arrangements
- Plant, machinery, and equipment finance
- Intellectual property as security
- Intercreditor and priority documentation
Restructuring and Refinancing
When existing facilities no longer meet your needs, or when a business is under financial pressure, restructuring your debt arrangements can provide breathing space and a route forward. We work alongside our restructuring and insolvency team to advise borrowers, lenders, and investors on refinancing, work-out arrangements, and debt restructuring. Our advice is commercial and focused on practical outcomes.
- Loan restructuring and covenant amendments
- Refinancing and replacement facilities
- Lender negotiation and standstill arrangements
- Distressed debt and work-out advice
- Cross-border refinancing support
Growth Capital and Investment Finance
Growing businesses often need to combine debt and equity finance to fund their next stage of development. We advise on the legal aspects of growth capital arrangements, working alongside our business investments team to ensure your financing structure supports your long-term plans. Whether you are raising capital from institutional investors, private lenders, or a combination of both, we provide joined-up advice across the transaction.
- Growth capital facility structuring
- Convertible loan arrangements
- Venture debt and private credit
- Shareholder loan documentation
- Investment and subscription agreements
Banking Disputes and Litigation
When disputes arise between borrowers and lenders, whether over mis-selling, breach of facility terms, or enforcement action, prompt legal advice is essential. Our commercial dispute resolution team advises on banking disputes, including claims against financial institutions, defence of enforcement proceedings, and complaints to regulatory bodies.
- Borrower and lender disputes
- Enforcement defence and injunctions
- Claims for breach of facility terms
- Financial mis-selling claims
- FCA complaint and regulatory advice
Speak to a Finance Solicitor
Why Choose Gurve Legal
SME and Owner-Managed Business Focus
Most City finance teams are structured around large institutional transactions. Gurve Legal focuses on SMEs, growing businesses, and owner-managed companies that need the same quality of legal advice without the complexity and cost of a major City firm. We understand the pressures you face, the timelines you work to, and the commercial outcomes that matter to you.
Joined-Up Advice Across Your Deal
Finance transactions rarely exist in isolation. A management buyout involves corporate law, employment considerations, and finance documentation simultaneously. A property acquisition may require real estate, planning, and finance advice working in parallel. At Gurve Legal, our teams across corporate, commercial, real estate, and employment work together, giving you coordinated advice rather than fragmented input from separate firms.
Acting for Both Sides of the Transaction
Our experience acting for both borrowers and lenders gives us a genuine commercial advantage. We understand what lenders look for in documentation, what pressure points arise in negotiations, and where transactions typically stall. That knowledge helps us get deals done faster, with fewer surprises at the documentation stage.
Clear, Commercial Advice Without the Jargon
Finance law can be highly technical, but the advice you receive should never be. We explain your options clearly, flag the risks that matter, and give you straightforward recommendations rather than lengthy caveated opinions. Our aim is to help you make confident commercial decisions, not to complicate them.
Speak to Our Finance and Banking Team
Whether you are raising finance for the first time, refinancing an existing facility, or facing a banking dispute, Gurve Legal can help. Our finance and banking solicitors work with SMEs and growing businesses across London and beyond, providing clear, commercially focused legal advice at every stage of your transaction.
Call us: +44 207 566 1188
Email us: info@gurvelegal.com